Electronic Equipment

Electronic Equipment [EEI]. It is designed to provide coverage for protection against loss and damage from “all risks”, to specialized electronic equipment such as computers, x-ray machines, communication facilities, studio equipment and other data processing machines. The policy also covers (hardware), data media center (software; data media and the cost of restoration of information) and increased cost of working (additional expenditures in case of a loss or damage).

Electronic Equipment used in various industries and offices are exposed to risks of unforeseen and sudden causes resulting in loss or damage. Such losses may be repairable or sometimes need replacements.

This Policy applies to the insured items at work or at rest, or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises, or in the course of the aforesaid operations, or during subsequent erection after commissioning.

Sum insured for this insurance should be the replacement cost including freight, duty, cost of erection and other dues. If the sum insured is found to be inadequate, our policy will pay in such proportion as the sum actually insured bears to the sum actually should have been insured.

Premium rate is influenced by factors such as values, type, make, model and age, nature and type of industry where used, experience of the industry, loss history.

For further details, please call us on our telephone or ask for a call back.

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